Mr Smith was in trouble. His business was struggling with flagging sales and high employee turnover.
In fact his retention rate was so poor that his company had positions that were going wanting for people to staff them.
As a result of these problems, he was in debt and found himself in a major cash flow crunch. Just then, a representative of a business finance company contacted him and offered to make a short term term loan to his company.
The interest rate was very high and included severe penalties if he didn’t pay on time. It was a risky loan. Mr. Smith understood the risk but he had not choice but to make a deal with the devil.
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